RegaloCard is a global mobile payments company that has developed a replacement to money transfer services. Through the mobile payments platform, RegaloCard has created a micro money transfer, allowing consumers to send to specific users. RegaloCard is a prepaid gift card for Latin American retailers purchased in the United States and delivered instantly to the recipient in the immigrant's home country. The RegaloCard service works with any mobile phone and carrier worldwide and is as simple to use as a prepaid calling card.